So when your car collides with someone or something, the last thing on your mind is rational or even a step by step procedure on what to do. Adrenaline is pumping, your heart is racing, your mind goes blank...take a deep breath. It will be ok, this is not the first or the last. Now what a lot of people will think instantly is how am I going to pay for this medically, legally, or other wise finances come to mind. There are some very simple ways to ensure your security in all the aforementioned and take out all guess work to provide peace of mind for injuries, legal ramifications, etc.
The easiest and most secure way to ensure safety from injuries and the bills the ensue is your car insurance plan and coverage. The state of California as well as most all other states require drivers to have a bare minimum of liability only insurance. This policy will not cover your medically without legal representation and even at that, most likely will not cover more than a hospital visit if you're lucky. So to make sure your medical bills are covered as well as anyone else in your vehicle is to call your insurance agent and get what is called Medical Payments (MedPay). This will cost you less than $100 a year and will cover every friend, child, family member in your vehicle regardless if you are at fault or not.
Now a step by step of what to do when involved in a vehicle collision from your San Diego Chiropractor.
California law requires that the drive of a car involved in an accident must stop if there is any damage to any cars or to any person. Essentially, stop no matter what to make sure everyone is ok, your cars are not damaged.
2. Assist the Injured
As soon as you stop your car, check with everyone in your car to make sure they are ok, then check on the other involved parties.
3. Prevent Further Accidents
Also upon stopping, make sure to take all necessary and possible precautions to prevent further accidents. Set up flares if you have them, warning signs, or have someone standing to warn oncoming traffic.
4. Call The Police
Regardless if there is serious injury or damage or not. Always call the local police or highway patrol. This is especially essential if there is any dispute of what occurred.
5. Identify The Other Driver
There are some crucial components to gather from the other driver. Such as their name, address, phone number, license number of the car being driven, and make sure to have them show you their driver's license (get a photo) as well their insurance card (also get a photo).
If other people are around or stop, try to get their names, address, phone numbers as soon as possible, even if they arrived late and were not eyewitness to it, they may have some information.
7. Assist The Police
Following step #4, make sure you remain at the scene until the police or highway patrol arrive. Just give them the basic facts. Also remember you do not have to give an opinion as to the cause of the accident.
8. Take Notes
Make sure to have all of this documented. In our San Diego chiropractic office we have brochures with these steps and a place for you to fill all of this information out that fits right in your glove-box. Cannot be much easier than that.
Regardless of how hard the impact was or not, make sure to either go to the hospital by way of ambulance or have someone drive you there. Injuries can still be present without experiencing noticeable bloodshed or immediate pain.
This is extremely important for your legal and financial security. State law requires that you only need to provide your name, address and license number of the vehicle you are driving and that you show your driver's license. Keep all opinions as well as other comments about the accident to yourself and information on the brochure that Dr Zach and Gonstead Family Chiropractic will gladly provide you. Keep all of that to yourself and only share that with your attorney.
11. See Your Attorney
As soon as possible, cal and make an appointment with your attorney to discuss the accident. He can advise you what you should do next. This will help you protect your right as soon as possible, before you may lose them.
As one of the best car accident chiropractors in San Diego and working with some of the best car accident attorneys in San Diego, we hope you will take us up on stopping by to pick up your brochure. There is nothing worse than seeing someone who is not able to obtain the medical car they need and deserve because they lack fiances, did not get an attorney, or the other party has little to no insurance.
We invite and encourage you to stop by our San Diego Chiropractic office located at Gonstead Family Chiropractic 3202 Governor Dr. #200 San Diego, CA 92122 or give us a call with any questions at 858-997-8203.
Dr Zach Beatty, DC
Gonstead Chiropractor San Diego